The car insurance that fits you and your pace of life
At GENERALI we are convinced that the best car insurance is the one that adapts to your daily life and the one that you can build to measure. Furthermore, with the expert advice of our agents, it is very easy to select those coverages that you really need.

Plus all these benefits

• ASSISTANCE FROM KM 0
  We assist you on the road from the moment you leave the door of your house. We are leaders in Travel assistance as confirmed by the OCU.
• WE ARRIVE IN LESS THAN AN HOUR
  Wherever you are, we will arrive in less than an hour to help you and you will have telephone assistance at all times.
• THE LATEST TECHNOLOGIES WITH GENERAL WORKSHOPS
  Choose one of our 2,600 workshops and you’ll save time, get back on the road faster and enjoy free services.
• YOUR INSURANCE, ALWAYS WITH YOU
  Manage your insurance and request assistance wherever you are with MI GENERALI, in app and web version.
• CUSTOM COVERAGE FOR YOUR CAR
  Combine the coverage and guarantees most suitable for you, 100% adapted to your needs.
• WE AWARD OUR CUSTOMERS
  With the More than insurance club you will have exclusive access to a multitude of discounts on your purchases, leisure, trips, etc.

Hit the road protected and with the best service

THIRD PARTIES EXPANDED

Includes guarantees to deal with:

• Mandatory Civil Liability limited to €50 million.
  Legal Defense and Damage Claim.
  Compensation of up to €10,000 in the event of death or disability of the driver.
  Broken windows, fire and theft.

The third party insurance that offers you the greatest peace of mind

COMPLETE THIRD PARTIES

All extended third-party car insurance coverage, and also:

Advantages on your life insurance

Life insurance At GENERALI. We know that one of your biggest concerns may be what would happen to your family or loved ones if you were not there.

• GENERALI life insurance is the best way to guarantee that your loved ones will be financially protected if something were to happen to you. With life insurance, you can provide them with financial compensation to help them cover their basic expenses, such as housing, payment of the mortgage, food or education of the children.

• At GENERALI, we offer you a wide range of life insurance so you can find the one that best suits your needs and your budget. Our insurance includes coverage for death, permanent disability and other unexpected situations.
• In addition, you also have at your disposal our life insurance linked to the mortgage, as well as life insurance linked to a consumer loan.

Plus all these benefits and with Generali Life insurance you will enjoy protection against:

• FOR ALL SITUATIONS
  Adapted to you: insurance for minors and those over 65, senior, mortgage, consumer credit…
• SECOND MEDICAL OPINION
  In the event of a diagnosis of a serious illness, we guarantee access to medical opinion from internationally recognised doctors..
• COMPREHENSIVE WELLBEING PROGRAM
  If you wish, you can have a wellness advisor. We will help you manage stress, get in shape or quit smoking.
• FLEXIBLE SECURED CAPITAL
  You can set the insured financial amount depending on your needs, from €6,000 to €1,000,000.
• HEALTH CARE AND IMPROVEMENT SERVICES
  Legal and living will, Death management, Medical and wellness services, Psychology services.
• HELP FOR SERIOUS ILLNESSES
  You will be able to have all or part of the insured capital from the moment of diagnosis.

Flexibility in the insured capital, unique additional services

Because we want to offer you the life insurance that best suits your needs, we have designed different options depending on the insured capital you want to take out.

In addition, you can have access to optional coverage such as Permanent Professional Disability, and add complete health, well-being or support services for tasks such as preparing a legal and living will.

Your simplest option: EASY LIFE

Main coverages:

• Death capital
• Second medical opinion
• Access to wellness and health services

For families with children: LIFE PROTECTION

Main coverages:

• Death capital
• Advances for Absolute Disability and Permanent Loss of Autonomy
• Health care and improvement services

Your most complete option: UNIVERSAL LIFE

Main coverages:

• Death capital
• Advances for Permanent Professional Disability, Absolute Disability and Permanent Loss of Autonomy
• Health care and improvement services

For people over 65 years old: SENIOR LIFE

Main coverages:

• Death capital
• Severe Dependency and Great Dependency
• Prevention and assistance services

Commercial Premises Insurance

Advantages with our commercial premises insurance

• We know how important your business is to you. That’s why we’re by your side. Please contact us to arrange insurance for your commercial premises and take advantage of all of these benefits.
• Commercial Premises service 24 hours a day, 365 days a year, through just a simple phone call.

Plus all these benefits

• We consider your insured goods at their value as new. In accordance with the terms of the policy, we provide compensation based on the cost of rebuilding as new. The contents are insured with “as new” value for their replacement.
• The sum insured is updated annually, assuring that your insured sums are not out of date and that the adequate amount is compensated in the event of a claim.

• Damage due to pollution risks.
• Compensation of Sums Insured: If the insured value of building or content is too high, the excess can be distributed to the other cover, to avoid a shortfall.
• Claims for damages on your behalf against the party causing the damage to the insured goods, in the event of risks or amounts not covered by the policy.

Advantages on your boat insurance

• Mandatory civil liability insurance, with a sum insured limit of 336,566.78 €
• Death or bodily injuries to third parties: 120,202.42 € with a maximum limit per claim of 240,404.84 €
• Material damage and economic loss: 96,161.94 €

Plus all these benefits

• Voluntary public liability insurance, which extends and complements the mandatory public liability insurance limits.
• Damage to the boat itself, covering: the hull, engine, sails, masts, auxiliary craft, special fixtures and equipment, personal belongings and trailer.
• Claim for damages, caused by third parties to the insured boat or to any of its occupants.
• Total theft of the boat and/or its auxiliary craft.
• Wreckage removal.

• Damage due to pollution risks.
• Damage due to coastal regattas in Spanish territorial waters.
• Accidents: loss of life or bodily injuries of occupants while on-board the insured boat, or when boarding and/or disembarking from the insured boat are covered. Cover includes:
• Death.
• Permanent disability.
• Medical and pharmaceutical assistance.
• Funeral expenses.

Basic Cover

Damage occurring to the hull, motor, sails, accessories, personal effects and trailer.

• Vandalism while on land.
• Total theft of the boat and/or auxiliary vessel.
• Removal of debris.
• Damage caused as a result of pollution hazards.
• Damage caused while engaged in coastal regattas.
• Damage when loading and unloading during transportation by land.
• Accidents to passengers/water-skiers/skipper: including cover for death, permanent disability, medical/pharmaceutical assistance and burial expenses.
• Claims for damages, deposit of bail bonds and defense.
• Nautical assistance.

Advantages on your community insurance

• Cover the risks that jeopardise the habitability and comfort which all communities must provide to their owners and families.
• Flexibility to adapt to each community´s needs.
• Possibility of insuring community furniture.

Plus all these benefits

• Legal protection/claims for damages.
• The option to lower the premium with excess.
• Automatic adjustment of insured sums and premiums.
• Coverage of the proportional amount of property co-owned with another community.

Basic Cover

The product offers competitive benefits in all aspects, in terms of the scope of cover and of application and competitive rates.

Material damages to the community building and furniture

• Fire, smoke, impacts, explosion and lightning.
• Acts of vandalism.
• Electrical damages.
• Risks due to natural disasters.
• Flooding.
• Spillage from automatic fire extinguisher installations.
• Damage to underground pipes.
• Theft, robbery and damages.
• Aesthetic restoration of building and contents.

Costs related to material damages.

• Demolition and debris clear up costs.
• Firefighting costs.
• Mud cleaning costs.
• File restoration.

Community assistance.

• 24 hours for claims.

Optional Cover

The product offers competitive benefits in all aspects, in terms of the scope of cover and of application and competitive rates.

• Broken windows.
• Non-payment of community quotas.
• Water damage.
• Civil liability and bail.
• Civil Liability of the governing board.
• Machinery Damage.
• Individual accidents.
• Employee Dishonesty.
• Legal Protection/Claims for damages.

Advantages on your accidents insurance

• In case of accidental death, an advance payment can be requested for urgent expenses.
• Flexibility in terms of covers, guarantees and sums insured, which adapt to your needs.
• Free choice of a physician for health care expenses due to accident.
• Progressive formulas for permanent disability at 225″ or 350%.
• The lower the insured´s professional risk, the lower the premium.
• Significant discounts are provided to increase the grace period in the event of temporary disability.
• Automatic adjustment of insured sums.

Basic Cover

• Accidental death.
• Accidental permanent disability.
• Daily compensation for hospitalization arising from accident.
• Travel and home assistance.

Optional Cover

• Monthly income due to accidental death.
• Death due to a traffic accident.
• Death of the insured and spouse caused by the same accident.
• Monthly income due to accidental total permanent disability.
• Permanent Disbility due to a traffic accident.
• Accidental major disability.
• Death due to a heart attack.

Types of Cover

1. 24 hour covers

• For accidents suffered by the insured, both while carrying out his/her regular occupation and in his/her private life.

2. Professional risk cover

• Accidents suffered by the insured while performing his/her regular occupation.

3. Extraprofessional risk cover

• Accidents suffered by the insured in his/her private life.

The advantages of our pet insurance

This insurance policy offers third party damages and public liability cover.

• Enjoy peace of mind knowing that Liberty takes care of all physical and material damages caused by your pet, up to €300,000.
• Help! My pet has gone missing! In the event of your pet going missing, we will help you find your pet, including the cost of locating your pet and accommodation.
• In the event of an accident or illness. Liberty provides your pet with the best veterinary care. In the event of death, any expenses arising will be covered to help you during this difficult event.
• Who will take care of my pet if I have to go into hospital? Don’t worry, your pet will not be neglected, and will enjoy a stay at a pet hotel. When you can’t watch your pet, we will take care of it as you would.

Protect your pet
This policy is perfect for dog and cat owners who wish to protect their pet and any expenses that may incur.
In addition, there is a LibertyPets policy to suit every pet.

• Libertypets Small. For cats and dogs up to 9 kilos.
• Libertypets Medium. For dogs between 9 and 15 kilos. Examples: Beagle, French Bulldog, Bull Terrier, Dalmatian, English Setter, etc.
• Libertypets Large: For dogs over 15 kilos. Examples: Boxer, Doberman, German Pointer, Spanish Greyhound, Golden Retriever, German Shepherd, etc.

Cover
Your insurance benefits are covered anywhere in Europe.
Legal advice
Your pet insurance includes a phone helpline, which provides: Information, Advice service and Legal assistance.
Theft cover
Liberty Seguros offers a special cover for this difficult situation.
And many advantages…
At Liberty Seguros we reward you for your loyalty. If you are a Liberty Seguros customer and purchase this insurance, you shall benefit from a 5 discount for company customers, a helpline in your language and public liability cover if you already have Liberty Home insurance.