Non-Lucrative Visa, Rules Now Clarified

Spain’s popular Non-Lucrative Visa (NLV) has long been a gateway for non-EU citizens—especially retirees and remote workers—to live in Spain without needing to work locally. But for many applicants, parts of the process have remained confusing, particularly regarding proof of income and living arrangements.

Now, in a welcome update, Spanish immigration authorities have issued clearer guidelines on two fundamental requirements for this visa. At SGM Abogados, we break down these changes and what they mean for current and future applicants.

🔑 1. Income Can Come From More Than One Family Member

One of the biggest uncertainties was whether the main applicant alone had to meet the income threshold—or whether a spouse’s or family member’s income could also be counted.

✅ The good news: Spanish immigration offices are now officially accepting combined family income when evaluating applications. For example, if a married couple is applying, the total household income can be considered to meet the required financial minimum.

📌 Important: All income must still be passive—meaning not from employment in Spain—and must be proven through official documentation, such as pension statements, rental income, or investment dividends.

🏠 2. Proving Your Place of Residence in Spain

Another frequent question has been how applicants should demonstrate they have a place to live in Spain. Is a rental contract enough? Do you need to own property?

🔍 The updated guidance confirms that applicants must show where they intend to live, but ownership is not required. The following are acceptable:

• A long-term rental agreement

• A home ownership deed

• Or even a letter of invitation from a friend or family member (accompanied by proof of address)

📄 The key is to provide sufficient documentation showing that your living arrangements are secure and adequate for your stay.