To be honest, it’s usually a topic that almost everyone tries to avoid talking about, due to the sensitivity and complexity of the topic. But it’s something that in the end is necessary. It’s important to have arrangements in place, especially to avoid worrying those we left behind if something happens to us.
So, yes, we are talking about a ‘Funeral Plan’ and how necessary is to have one, especially when you reside in a foreign country. Because the worst times come without warning, this type of insurance allows us to leave everything prepared.
In Spain, the funeral process is very fast (between 24-48 hours), which makes it very difficult for an expatriate, and even more so if their only family is abroad. There is very little time to be able to arrange everything necessary and have the preparations of the funeral in order, which adds a great pressure of time for them. Not to mention that the process will probably be in Spanish. Add to this also the economic factor as a funeral in Spain can cost between 3,500 – 5,000 Euros.
To have a ‘Funeral Plan’ contracted in advance it then becomes an easier process since most of the procedures are included and will be carried out by the insurance company, without having to worry family members and make these hard times even harder.
At SGM Abogados, as most of you know, we’re agents of Liberty Seguros, they’re well known for their efficiency and great prices (among other things). So, we can offer you a quotation without any commitment and guide you in the Plan’s process to be able to leave your mind at peace.
lf you are over 65 years old; you can take out our SINGLE PREMIUM LIBERTY FUNERAL insurance. A one-off payment that gets everything sorted. In addition, if you are under 65 years of age, you also have the option of contracting a plan with a recurring payment.
WHAT’S INCLUDED IN THE COVER?
► Funeral service.
► Deceased transportation within Spain and repatriation from abroad in case of trips shorter than 90 days.
► Procedures with government entities in the event of death…
► Legal advice related to the death of the insured.
This policy is flexible and you can tailor it to your own needs, by adding additional covers.
WHICH ADDITIONAL COVERS CAN YOU TAKE OUT?
►Travel assistance in the event of serious illness or accident for residents of Spain. Travel outside of Spain for up to 90 days is covered.
►Spanish expats’ access to transportation. (Repatriation cover in the event of death.)
►Transportation in the event of death for long-term stays abroad. (Transport is covered for trips outside of Spain of up to one year.)
►Means of transport of foreigners residing in Spain. (Repatriation cover in the event of death.)
►Arrangements related to privacy.
►Legal advice concerning privacy and help for daily life in the event of death.
As you can see, it gives you the sought-after peace of mind making sure that your loved ones will not have to worry about anything, saving them money, time and worries. The insurance company will take care of every arrangement so that your family members don’t have to worry about anything.