As a property owner in Spain, you should already be aware of the importance of adequate home and contents Insurance and a car Insurance if required.

SGM Legal Spain is an Agent of Liberty Seguros and will be able to help you with any insurance cover you may need.


Liberty Seguros is part of the Liberty Mutual Group. The company has been present in Spain since 2001 and boasts an innovative ‘branchless’ management model that deals with its agents and customers through a number of Service Centres. It has consolidated its position in the area of non-life INSURANCE, chiefly in the fields of motor and household insurance. Following the definitive integration of Seguros Génesis in 2004, the Liberty Insurance Group adopted an effective multi-channel business system based around the “INSURANCE AGENTS & Members” and “Direct” business units.

  • The simplicity of taking our INSURANCE with all the necessary guarantees included for your peace of mind.
  • The efficiency of Liberty Seguros at quickly and clearly resolving any claim and avoiding unnecessary procedures.
  • The Liberty Mutual Group is one of the largest insurance and financial services groups in the world. Founded in 1912, the company has been insuring the present and future of millions of people on the five continents for practically a century. Experience, strength, resources, dedication… We at the Liberty Group have spent a lot of time striving to achieve that all our customers can live their lives with great peace of mind.
  • For Nearly 100 years Liberty Mutual has been protecting assets globally. We now have 100,000 international clients in Spain.



  • Take out INSURANCE with all the cover you need.
  • Home assistance, 24 hours a day, 365 days a year, with just a simple telephone call.

Plus all these benefits

  • Index-linked INSURED sums to ensure that the sums do not become outdated dand that, in the event of a claim, you receive the adequate indemnity payment.
  • OPTION of paying by instalment.
  • The three OPTIONS include legal defence, claims for damages an IT assistance service, 24-hour assistance and a home improvement service.
  • Your goods will be insured on a “value as new basis”
  • Three sign-up OPTIONS to adjust the product to our customers’needs: Basic, Plus and Premium.


The advantages of our car INSURANCE

  • We present you a car INSURANCE policy without competition for expatriates that live in Spain permanently or temporarily. We offer a product specially fitted to you, living outside your country and not wanting to have any worries.
  • Liberty Seguros offers a wide range of covers for your car insurance that you can customize and adapt to your needs to your own convenience. Contract security and trust.

Plus all these benefits

  • We offer total coverage to driver and passengers in case of accident. We also provide roadside assistance from mile zero and take care of managing your fines.
  • Now you can insure your car with one of the most important insurance companies worldwide, with almost 100 years offering services and products related to the protection of goods worldwide and with over 100,000 international clients in Spain.
  • Good drivers can earn a no-claims DISCOUNT of up to 65%
  • The value of the vehicle is considered “as new” for total loss, fire or theft claims during the first two years.
  • Help with processing fines.
  • Personal Accident Cover for the driver (indemnity and monthly income).
  • Extended Travel Assistance Cover: (24 hours a day, 365 days a year).Extended Roadside Assistance cover (24 hours a day, 365 days a year). The costumer is given a card with the assistance telephone numbers, enclosed with the policy, for Spain and abroad.
  • Roadside assistance from kilometre zero.
  • Free choice of vehicle repair shop.
  • Damage caused to the interior upholstery of the INSURED vehicle, when the policyholder has helped a victim in an accident, for up to maximum of €300.
  • Creation of the “Designated Driver” category. This is a new concept in the market, for which the main appeal to customers, who meet the requirements for this category, lies in a reduction in the price of their INSURANCE.